No Invoice |
: {{ $invoice->invoiceNumber }} |
Tanggal |
: {{ empty($invoice->createdAt) ? "" : parseDateToIndonesian($carbon::parse($invoice->createdAt)->format('d M Y')) }} |
DETAIL PEMBIAYAAN
Jumlah Pembiayaan |
: |
Rp {{ getPriceNumber($invoice->submissionValue) }} |
Jenis Pembiayaan |
: |
{{ getPriceNumber($invoice->loanType) }} |
Tujuan Pembiayaan |
: |
{{ $invoice->financingPurposes }} |
Rating |
: |
{{ $invoice->rating }} |
Payor |
: |
{{ $invoice->payorName }} |
Ujroh/Fee Per Tahun |
: |
Eqv {{ number_format((float)(($invoice->investorMarginRate * $invoice->marginRate) / 100) , 2, ',', '') }}% flat |
Tenor |
: |
{{ $invoice->period > 0 ? getPriceNumber($invoice->period) . ' bulan' : getPriceNumber($invoice->periodDay) . ' hari' }} |
Tanggal Penyaluran |
: |
{{ empty($invoice->adminFeeDate) ? "" : parseDateToIndonesian($carbon::parse($invoice->adminFeeDate)->format('d M Y')) }} |
Jatuh Tempo Pengembalian |
: |
{{ empty($invoice->emailDueDate) ? "" : parseDateToIndonesian($carbon::parse($invoice->emailDueDate)->format('d M Y')) }} |
Skema Pengembalian |
: |
Pokok dan ujroh/fee dibayar saat jatuh tempo |
JAMINAN
@if (empty($creditApplicationBusiness->businessGuarantee))
Tidak ada jaminan @else @foreach (json_decode($creditApplicationBusiness->businessGuarantee) as $item)- {{ $constant::BUSINESS_GUARANTEE_LABELS[$item] }} @endforeach @endif |
PROFIL PENERIMA PEMBIAYAAAN
Nama |
: |
{{ getCompanyInitialName($creditApplicationBusiness->businessName, $creditApplicationBusiness->businessType, $creditApplication->creditType) }} |
Bidang Usaha |
: |
{{ $creditApplicationBusiness->businessField }} |
Berdiri Tahun |
: |
@php try { $tahunBerdiri = parseDateToIndonesian($carbon::parse($creditApplicationBusiness->establishmentDeedDate)->format('Y')); } catch (\Throwable $th) { $tahunBerdiri = $creditApplicationBusiness->establishmentDeedDate; } @endphp {{ $tahunBerdiri }} |
Domisili |
: |
{{ $creditApplicationBusiness->currentCity }} |
NPWP |
: |
{{ $creditApplicationBusiness->taxNumber }} |
NIB |
: |
{{ $creditApplicationBusiness->businessPermitNumber1 }} |
INFORMASI USAHA
{!! nl2br($creditApplication->description) !!} |
FDC & SKOR PEFINDO
Skor Pefindo PT |
: |
{{ $invoice->proposalInvoicer->kredit_skor_pefindo }} |
FDC |
: |
{{ $invoice->proposalInvoicer->kredit_skor_fdc }} |
RIWAYAT PEMBIAYAAN DUHA SYARIAH
Total Nilai Pembiayaan Sejak Awal |
: |
Rp {{ getPriceNumber($summaryPembiayaan['totalPembiayaanAwal']) }} |
Total Nilai Outstanding |
: |
Rp {{ getPriceNumber($summaryPembiayaan['totalNilaiOutstanding']) }} |
Jumlah Transaksi Pembiayaan Sejak Awal |
: |
{{ ($summaryPembiayaan['jumlahTransaksiAwal']) }} |
Jumlah Transaksi Pengembalian Dipercepat |
: |
{{ ($summaryPembiayaan['jumlahTransaksiPercepat']) }} |
Jumlah Transaksi Pengembalian Lancar |
: |
{{ ($summaryPembiayaan['jumlahTransaksiTepatWaktu']) }} (Dipercepat : {{ $summaryPembiayaan['jumlahTransaksiPercepat'] }}) |
Jumlah Transaksi Pengembalian Terlambat (>7 Hari) |
: |
{{ ($summaryPembiayaan['jumlahTransaksiTerlambat']) }} |
KINERJA KEUANGAN
Laporan Keuangan (dalam juta Rp.) |
@php
$reportDate = empty($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->reportDate) ? "" : parseDateToIndonesian($carbon::parse($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->reportDate)->format('M-Y'));
$reportDate2 = empty($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->reportDate2) ? "" : parseDateToIndonesian($carbon::parse($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->reportDate2)->format('M-Y'));
try {
$reportDate = substr(explode("-", $reportDate)[0], 0 , 3) . '-' . explode("-", $reportDate)[1];
$reportDate2 = substr(explode("-", $reportDate2)[0], 0 , 3) . '-' . explode("-", $reportDate2)[1];
} catch (\Throwable $th) {
$reportDate = "";
$reportDate2 = "";
}
@endphp
{{ $reportDate }} |
{{ $reportDate2 }} |
Neraca |
|
|
Total Current Aset |
{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->totalCurrentAsset) }} |
{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->totalCurrentAsset2) }} |
Total Aset |
{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->totalAsset) }} |
{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->totalAsset2) }} |
Total Current Liabilities |
{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->totalCurrentLiabilities) }} |
{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->totalCurrentLiabilities2) }} |
Total Liabilities |
{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->totalLiabilities) }} |
{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->totalLiabilities2) }} |
Ekuitas |
{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->ekuitas) }} |
{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->ekuitas2) }} |
Laba / (Rugi) |
|
|
Pendapatan Usaha |
{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->operatingRevenues) }} |
{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->operatingRevenues2) }} |
Laba Kotor |
{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->grossProfit) }} |
{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->grossProfit2) }} |
Laba Usaha Sebelum Pajak |
{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->profitBeforeTax) }} |
{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->profitBeforeTax2) }} |
Laba Bersih Setelah Pajak |
{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->nettProfitAfterTax) }} |
{{ getBillionMillionNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->nettProfitAfterTax2) }} |
Rasio Keuangan [%] |
|
|
Return On Assets (ROA) |
{{ getFormattedNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->roa, 2) }}% |
{{ getFormattedNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->roa2, 2) }}% |
Return On Equity (ROE) |
{{ getFormattedNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->roe, 2) }}% |
{{ getFormattedNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->roe2, 2) }}% |
Debt To Equity (DER) |
{{ getFormattedNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->der, 2) }} |
{{ getFormattedNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->der2, 2) }} |
Net Profit Margin (NPM) |
{{ getFormattedNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->npm, 2) }}% |
{{ getFormattedNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->npm2, 2) }}% |
Current Ratio |
{{ getFormattedNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->currentRatio, 2) }} |
{{ getFormattedNumber($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->currentRatio2, 2) }} |
Catatan :
{!! nl2br($creditApplicationBusiness->creditApplicationBusinessFinancialPerformance->notes) !!}
KEUNGGULAN BERSAING
{!! nl2br($creditApplication->competitiveAdvantageDescription) !!} |
ANALISA RISIKO
{!! nl2br($invoice->proposalInvoicer->analisa_risk_note) !!} |
Jenis Resiko : {!! nl2br($invoice->proposalInvoicer->analisa_risk_jenis) !!} |
Mitigasi Resiko : {!! nl2br($invoice->proposalInvoicer->analisa_risk_mitigasi) !!} |
INFORMASI PAYOR
{!! nl2br($invoice->proposalInvoicer->informasi_payor) !!} |